30 7.3 COBRA The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides the opportunity for eligible New England Security employees and their beneficiaries to continue health insurance coverage under the Company health plan when a "qualifying event" could result in the loss of eligibility. Qualifying events include resignation, termination of employment, death of an employee, reduction in hours, a leave of absence, divorce or legal separation, entitlement to Medicare, or where a dependent child no longer meets eligibility requirements. Contact Dan Sarno at [email protected] to learn more about your COBRA rights. 7.4 Dental Insurance All regular full-time employees who have completed 60 days of continuous employment at New England Security are eligible for the Company dental plan. Dental plan benefits are described in detail in the Summary Plan Description (SPD). You will receive notice by mail when eligible. 7.5 Employee Assistance Program (EAP) New England Security provides an employee assistance program (EAP) to all eligible employees. The EAP provides confidential access to professional counseling services for help with personal concerns that may impact job performance. Voluntary participation in the EAP will not jeopardize your opportunities for promotion or employment. You can contact the EAP directly. Any information about your contact, participation, or any recommended treatment is confidential and will not be disclosed to the Company. In certain circumstances, you may be referred to the EAP by your Manager due to job performance issues. EAP services can be initiated by logging onto the employee intranet site at www.nesateam.com. Follow links on the homepage to access the EAP portal. Employees may need to create a unique username and password separate from the one used to access the intranet for privacy reasons. If you test positive on an alcohol or drug test, you may be referred to the EAP for assessment and rehabilitation recommendations. Your decision to participate in the recommended treatment, successful completion of the program, and additional treatment recommendations may be communicated to the Company EAP services are available to eligible participants without charge. However, the cost of any treatment or rehabilitation services you are referred to outside of the EAP is your responsibility if not completely covered by insurance. For questions on how to access, email [email protected] 7.6 Employer-Sponsored Disability Benefits New England Security offers supplemental and voluntary insurance benefits to help fill in the gaps that medical insurance doesn't cover. We offer these benefits to employees through payroll deductions to either Aflac or Colonial Life. Examples of voluntary insurance benefits include life insurance, fraud protection, accident insurance, supplements to vision and dental, accidental death benefit, critical illness coverage, and short term disability. Voluntary or supplemental insurance plans help people protect their financial wellbeing in the event of a serious accident or illness. —Voluntary insurance offers a way to stay ahead of the medical and out-of-pocket expenses that major medical insurance does not cover and that add up quickly after an accidental injury or illness. From emergency treatment and transportation costs to receive care, or your everyday bills, voluntary
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